Your day

Morning, Kate.

⚠ Permission to contact David T ends Friday.

workspace
(click a name — the profile pops out)

John R, 58

Brighton · came in via equity-release ad · calculator Sunday night

You can discuss SMSF property purchase — agreed Sunday, valid to 23 July.

Don't No quotes or application forms yet. Discussion only until the PDS step.

Contact

0412 ··· ··4 · j···@···.com

14 Harcourt St, Brighton VIC · tap to reveal (logged)

Conviction

Buyer intent.78

Confidence.71

Eligibility.84

Total assets

$2.1M

Current debt

$310k

Equity

$1.79M

Proj. LVR

38%

Super

$612k

HH income

$184k

Opener

"You were looking at what your super could do on Sunday — want me to walk you through what the calculator was showing?"

Properties

2 held · $1.46M portfolio

PPOR Brighton (owned outright) · unit Cheltenham (IP, $310k owing)

Assets & liabilities

8 records — $1.79M net

Shares $120k · SMSF-eligible super $612k · car loan $18k

Interests & drivers

Retirement income Equity release Low-maintenance IP

Household

Couple, 2 adult children (left home)

Consultant notes

Prefers evening calls. Wife Lyn involved in decisions — include her.

Hold to talk "prep me for John" · "mark him interested"